Please do not send a check to a swedish person

OK, that said, here's how things work with swedish banks, in chronological order:

  1. they will accept the check, it the check amount is $300 or less, or of the same amount of money is available on my account in said bank (you will soon understand why), and will lock that amount of money.
  2. they will send a bunch of checkes like this to the foreign country for control and to get the money from the check issuing bank.
  3. they will place the check amount in my account after 5 days.
  4. they will eventually receive money and denied checks. This part usually takes a month or more.
  5. if the check was denied, they will take the sum back from my account (i.e. the sum they locked previously). If the check came through, they will unlock the locked money.

The trouble with this is when I don't have the amount of money written on the check. At that point, the check becomes a worthless piece of paper to me. And if that was an option, I often can't wait for month or more for the money to come through.

Please, if you're a foreign person or company, ask me for my SWIFT/IBAN data and use that for money transfers. Avoid using checks!

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